Relevant quote: "Even my health insurance provider asked if I was going to sue. When I said, “I don’t think so,” the woman on the phone said, “Well, we might sue on your behalf.” "
We don't need tort reform, we need asshole reform, starting with insurance companies.
http://blogs.phillymag.com/the_philly_post/2010/04/15/a-slippery-slope/